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 Interwest Financial Group is pleased to provide you with the following
Step-By-Step overview of the Loan Application Process.
Step
1. Choose an application
Method.
As
a Preferred Internet Customer a number of options are available
to you including;
>
Secure Online Application Services. This
option will entitle you to receive our highest priority underwriting
protocols along with preferred interest rates and closing cost discounts.
To use our Secure and Confidential Online
Application Service, please Click
Here.
>
Loan-By-Phone Services. Simply call
our main switchboard at 310-576-6222 and select option number two.
You will then be connected to our fully automated application system.
(Note; this option will also entitle you to receive our Preferred
Customer interest rates and other Internet Specials.)
>
Traditional In-Office Application.
Our staff would be delighted to set an appointment to meet with
you in our offices and take your application during a formal Loan-Interview-Process.
>
Apply By Fax or Mail. Alternatively,
you can download your application from our website and fax it to
us at 310-576-6223 or mail it to us at: Interwest Financial Group,
Inc. Attention; Preferred Customer Processing Department. 1434
6th Street, Ste. 8, Santa Monica, CA 90401.
>
Licensed and Bonded Courier Service.
Many of our clients appreciate the convenience and security of forwarding
their loan application and other loan documents via our licensed
and fully bonded couriers. This time saving service is available
free of charge to all Interwest Financial Group clients. Our courier
staff is available to pick up loan related documents from your home,
or office between the hours of 7am and 5pm. Monday thru Friday.
Step
2. Gather required Income
& Asset Documentation.
>
If you are a Salaried Employee, please
provide the following;
Last two consecutive years of W-2 statements and your most recent
pay-stub.
>
If you are Self Employed, please provide
the following;
Last
two consecutive years of tax returns, (with all schedules) and a
year-to-date profit and loss statement.
>
All
borrowers; Provide last two months of financial account statements
including;
Checking, Savings, 401k and other investment or stock accounts as
notated on your application (Kindly include all pages for each account).
>
All
borrowers; Provide
a copy of divorce decree (If applicable).
>
All borrowers; Provide
a copy of your current first mortgage payment-coupon (please also
include a payment-coupon for your 2nd. mortgage, if applicable).
Step
3. Review and Sign Standard-Federal-Disclosures.
There are four pages of Standard-Federal-Disclosures which are required
in all loan packages.
These simple, consumer friendly documents have been issued by Federal
Banking Regulatory Commissions to inform the general public of their
rights regarding; The Fair Credit reporting act, Borrowers Signature
Authorization and other important topics.
For your convenience, we have included these required disclosures
on the "Loan Documents"
page of our website please Click
Here for more information.
Step
4. Forward your Loan Application and Documentation.
Once you have completed the steps listed above, you will be ready
to forward the information package to us for processing and formal
underwriting approval. Forwarding options include:
> Dispatching our Licensed and Fully Bonded Courier Service to
your home or office to pick up the documents and return them to
our underwriting department.
> Setting a Loan Interview Appointment at our offices.
> Mailing the loan package to us at: Interwest Financial Group,
Inc. Attention Preferred Customer Processing Department. 1434
6th Street, Ste. 8, Santa Monica, CA 90401.
Step
5. Full Underwriting Approval.
After assisting in the approval process, we will order an appraisal
of your property and open an Escrow with a title company. Final
closing documents will be prepared by Title Company.
Our courteous and professional loan specialists will guide you through
the approval and closing process every step of the way.
At Interwest Financial Group, our customers satisfaction is always
our #1 priority.
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Need
More Information ?
Then give us a call at 310-576-6222 .
Speak with one of our courteous and professional
Mortgage
Specialists, or to send us an Email inquiry.
Thank You in advance for your interest.
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Interwest Financial Group, Inc.
1434 6th Street, Ste. 8, Santa Monica, CA 90401
Phone: 310-576-6222 Fax: 310-576-6223
©
2002
Interwest Financial Group, Inc.
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