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At
Interwest Financial Group, we understand that your time and money
are very important commodities. Our goal is to make them work for
you.
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The following overview
is intended to provide homeowners with information on how our staff may
assist you in lowering your mortgage interest rates, and consolidating
your high interest credit cards, and other high interest debt into one
loan with one low monthly payment.
The Three
Primary Goals
Nearly all borrowers wish
to achieve one of three types of goals when refinancing, the first and
most common is to consolidate debt. If you have large payments on a number
of high interest loans, by refinancing you can receive the many benefits
available through our fast and easy refinance program. Now is the perfect
time to lock into a fantastic lower rate, at the same time pay off those
high interest credit cards and loans, and consolidate your debts into one
loan with one low monthly payment. And remember, mortgage interest paid is
usually tax deductible (consult your tax advisor).
When our fantastic interest
rates are combined with debt consolidation you may well save $200, $300
or more, every month. In fact, many of our clients are able to reduce
their household expenses by $500, to $700 even $1,000 or more each and
every month! Please click
here to learn more about debt
consolidation.
Note: Individual savings potential will depend upon your homes appraised
value, current pay off, and the total dollar amount of eligible debts.
The second goal some
homeowners have is to simply pay off their current mortgage at a reduced
rate of interest thereby lowering their mortgage payment each month and
improving their family budget. You may also wish to reduce the term of
your mortgage saving you thousand of dollars!
The third common goal
homeowners have is to pay off their current higher rate mortgage and turn
some of their home equity into cash to use for other purposes. Depending
on the current value of your home and your existing mortgage balance, you
may be able to receive up to $100,000 cash back to you.
Costs
of Refinancing
In
effect, refinancing is simply replacing one mortgage with another. The
costs of refinancing are typically similar to the costs of your original
loan. Your new loan will be processed and underwritten in the virtually
same manner as your original purchase loan with the same requirements;
Escrow, Appraisal, Title Insurance etc..,
The main difference between
your new refinance loan and your original loan, as far as costs go, is
that the loan costs can be "rolled into" the new loan amount
and need not be paid out-of-pocket.
Our Professional
Staff
At Interwest Financial Group all of our loan officers are licensed by the Department of
Real Estate in the State of California.
This dynamic network of national
financial partners allows us the opportunity to provide you access to
the best wholesale mortgage rates available on the market today.
We are proud to be one of
the top choices for financing solutions by realtors, financial planners,
attorneys and other industry professionals throughout our lending area.
Our outstanding records for customer service and customer satisfaction
have not only set a new, higher standard for the industry, they have earned
us a large referral and repeat business network. Please click
here to learn more About
Us.
Discover why Interwest Financial Group is #1
Getting
Started
To receive immediate loan
consideration and free loan pre-approval, several options are available
for you. These options include telephone conferencing with evening
appointments available upon request, or we would be happy to set an
appointment to meet with you in our offices at your convenience.
Interwest Financial
Group is also very pleased to offer you our convenient and secure on-line
application services. Our high security system automatically designates
your loan request with a highest priority distinction. Please click
here to apply
on-line.
Whichever option you
choose, you can be assured that we will begin processing you new loan
request immediately. In most cases we can provide you with a conditional
pre-approval the same day we receive your application. And we will keep
you informed every step of the way.
From all of us at Interwest Financial Group, thank you once again for visiting us on-line.
We look forward to working with you, and helping to make your new
refinance loan a great success!
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Need
More Information ?
Then give us a call at 310-576-6222 .
Speak with one of our courteous and professional Mortgage Specialists,
or to send us an
Email inquiry.
Thank You in advance for your interest.
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Interwest Financial Group, Inc.
1434 6th Street, Ste. 8, Santa Monica, CA 90401
Phone: 310-576-6222 Fax: 310-576-6223
©
2002
Interwest Financial Group, Inc.
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